Why Group Insurance?
Group health insurance plans usually cost less for participants than individual plans that offer the same benefits. This is because the risk is spread over the entire group, rather than one person. If the cost of premiums is borne by the insurer, then they are fully deductible, while any benefit received by group members is tax free.
What’s the difference between ACA (Obamacare) and Small Group?
Small Group | ACA (Obamacare) | ||
---|---|---|---|
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No Income Restrictions | ![]() |
Income Restrictions for subsidies |
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Benefits for HealthY Groups | ![]() |
Same Benefits for Everyone = higher premiums |
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Tax Benefits for employer and employees | ![]() |
No Tax benefits |
How can I get started?
To get a quote, follow our simple 2 step process!
Step 1: Fill Out this quick contact form
Step 2:
Download the Census.xlsx, complete the census for your company, and email it to sales@fmains.com